Are you ready for the New Year? 2013 is here! 2012 is done! What will be your plans for the New Year? What dreams have you had that you need to dust off and take on this coming year? Have you taken time to examine this? It is always a good idea to take the day as you have it now on New Year’s Day and draw yourself up a list of goals for the coming year. What will you accomplish? Where are you going? Take some time today to do just that, and have a prosperous New Year!